2025 Roth Ira Max. In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750. In 2024, the simple ira limit is $16,000 for employee deferrals, with another $3,500 allowed for individuals age 50 or older.


2025 Roth Ira Max

In 2024, you can contribute a total of up to $7,000, or $8,000 if youโ€™re age 50 or older, to all of your roth and traditional ira accounts. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.

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